How to Make Bakery Style Chocolate Chip Pumpkin Bread

This bakery style chocolate chip pumpkin bread is moist, tall, and loaded with chocolate. Get pro tips for a crackly top and chips in every slice.
chocolate chip pumpkin bread

Chocolate Chip Pumpkin Bread

This easy chocolate chip pumpkin bread is moist, cozy, and full of fall flavor. Perfect for breakfast, dessert, or sharing.
Prep Time 10 minutes
Cook Time 45 minutes
Total Time 55 minutes
Servings: 1
Course: Breakfast, Desserts
Cuisine: American
Calories: 233

Ingredients
  

  • 2 cups (400 g) granulated sugar
  • 1/2 cup (1 stick / 113 g) butter, softened
  • 3 large eggs
  • 2 teaspoons vanilla extract
  • 1 can (15 ounces / 425 g) canned pumpkin puree not pumpkin pie filling
  • 2 3/4 cups (330 g) all-purpose flour
  • 1/2 teaspoon baking powder
  • 1 1/2 teaspoons baking soda
  • 1 teaspoon salt
  • 3/4 teaspoon ground cinnamon
  • 1/4 teaspoon ground cloves
  • 1/4 teaspoon ground nutmeg
  • 1/2 cup (120 ml) milk whole milk or your preferred variety
  • 12 ounces (340 g) chocolate chips semi-sweet or your favorite

Method
 

  1. Preheat the oven to 350°F. Line the bottoms of two 8.5 x 4.5-inch loaf pans with parchment paper and coat the pans with nonstick cooking spray.
  1. In a large mixing bowl, beat the sugar and softened butter with an electric mixer until well combined. Add the eggs, pumpkin puree, and vanilla extract, and continue mixing until smooth.
  1. In a separate bowl, whisk together the flour, baking powder, baking soda, salt, cinnamon, cloves, and nutmeg.
  1. Add the flour mixture to the pumpkin mixture in three additions, alternating with the milk, beginning and ending with the flour. Stir just until combined, then gently fold in the chocolate chips.
  1. Divide the batter evenly between the prepared loaf pans. Bake at 350°F for 45 to 55 minutes, or until a toothpick inserted in the center comes out clean. Let the loaves cool in the pans for a few minutes, then invert them onto a wire rack to cool completely.
  1. If making mini loaves, reduce the baking time to 25 to 35 minutes, checking for doneness with a toothpick.

Nutrition

Calories: 233kcalCarbohydrates: 38gProtein: 3gFat: 9gSaturated Fat: 5gCholesterol: 34mgSodium: 233mgFiber: 2gSugar: 25g

Notes

Pan options: Two 8.5 x 4.5-inch loaf pans create tall loaves, but two 9 x 5-inch pans also work well.
Mini loaves: Bake for 25 to 35 minutes and start checking early.
Muffins: This batter makes about 24 muffins; bake at 350°F for 28 to 38 minutes.
Storage: Keep cooled bread in an airtight container at room temperature for up to 5 days, or refrigerate for up to 10 days.
Freezing: Wrap cooled loaves tightly and freeze for up to 3 months.
Use pure canned pumpkin, not pumpkin pie filling, for the right texture and sweetness.
Stir the batter just until combined to keep the bread tender.

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Bakery Style Chocolate Chip Pumpkin Bread

The fall equinox is just 26 days away, and it’s 90°F outside with my AC fighting for its life. But here’s the deal: I’m already craving pumpkin bread. Pumpkin spice season might officially start with the first PSL, but in my kitchen, it starts when this loaf comes out of the oven.

This bakery style chocolate chip pumpkin bread is the reason. One slice and the whole apartment smells like a pumpkin patch. The top cracks into that craggy, golden dome you see in professional bakery windows. The crumb stays cloud-soft for days.

I should warn you though. My first attempt at chocolate chip pumpkin bread was a disaster. Every single chip sank to the bottom. The top half was plain orange cake, and the bottom was basically a chocolate bar. My wife was polite about it. She ate the chocolate bar half and left the rest for me. I learned that lesson the hard way, and this recipe fixes it completely.

So grab a can of pumpkin puree. It’s time to pretend it’s fall, no matter what the thermometer says.

How to Make This Pumpkin Bread

Here’s what I love about this recipe: it’s a one-bowl quick bread, no mixer required. That’s the move for a busy weeknight when you need the kitchen to smell like Thanksgiving but you don’t have two hours to fuss. Active prep takes about 10 minutes, and the oven does the rest.

This bakery style chocolate chip pumpkin bread gets its tall rise and tender crumb from the balance of leaveners and the moisture in the pumpkin. Let me walk you through what you’re working with, then we’ll get into the process.

Ingredients

chocolate chip pumpkin bread - main ingredients

Every ingredient in this bakery style chocolate chip pumpkin bread pulls its weight. Canned pumpkin puree brings moisture and that deep, earthy squash flavor. Just make sure it’s plain pumpkin, not pumpkin pie filling. The pie filling is pre-sweetened and spiced, and it throws off the whole balance.

The spice blend matters too. Ground cinnamon, ground nutmeg, and ground cloves give this bread warmth without turning it into a spice cake. And 12 ounces of semi-sweet chocolate chips means chocolate in every single bite.

A few quick notes before you start:

  • Use pure canned pumpkin, not pumpkin pie filling. This is the most common mistake, and it ruins the texture.
  • Soften the butter first. Give the stick 30 to 60 minutes on the counter so it creams properly with the sugar.
  • Measure flour by spooning it into the cup, then leveling off the top. Scooping packs it down and makes the bread dense.

Step-by-Step Instructions

Four stages, about 10 minutes of hands-on time, then the oven takes over. Here’s the rhythm.

Stage one: cream the butter and sugar. Beat the softened butter with the granulated sugar until well combined. Add the eggs, pumpkin puree, and vanilla extract, and keep mixing until the batter is smooth and glossy.

Step 1: Cream softened butter with granulated sugar until pale and fluffy
Step 1: Cream softened butter with granulated sugar until pale and fluffy

Stage two: whisk the dry ingredients. In a separate bowl, whisk together the all-purpose flour, baking powder, baking soda, salt, cinnamon, cloves, and nutmeg. This distributes the leaveners and spices evenly, so every slice rises the same way.

Step 2: Whisk all-purpose flour with spices and leaveners until combined
Step 2: Whisk all-purpose flour with spices and leaveners until combined

Stage three: combine, then fold in the chocolate. Add the flour mixture in three additions, alternating with the milk, beginning and ending with the flour. Stir just until combined. Overmixing develops gluten, and gluten makes quick bread tough.

Now for the chips. Toss them with a little flour before folding them in. That light coating keeps them suspended in the batter, so they don’t sink to the bottom while baking. This is the exact trick that saves you from my first disaster.

Step 3: Fold semi-sweet chocolate chips into the thick pumpkin batter
Step 3: Fold semi-sweet chocolate chips into the thick pumpkin batter

Stage four: bake and cool. Divide the batter between two prepared loaf pans and bake at 350°F for 45 to 55 minutes. A toothpick inserted in the center should come out clean, or the internal temperature should read about 205°F. Let the loaves cool in the pans for a few minutes, then turn them out onto a wire rack.

Step 4: Bake loaves until golden with crackly tops, then cool on a wire rack
Step 4: Bake loaves until golden with crackly tops, then cool on a wire rack

Patience time. Let the loaves cool completely before slicing. I know, easier said than done. But warm bread cuts crumbly, and the texture sets as it cools. This is the part where most people rush, and it’s the part that matters most.

Baking Tips for the Best Results

Quick breads are forgiving, but a few small choices separate good from bakery style chocolate chip pumpkin bread. These are the things I check on every single bake.

Start checking early. Ovens run differently. At 45 minutes, poke a toothpick in the center. You’ll know your bakery style chocolate chip pumpkin bread is done when it comes out with a few moist crumbs, not wet batter.

  • ❌ Mistake: chocolate chips sank to the bottom. ✅ Solution: toss them with a tablespoon of flour before folding them in, and fold them in last.
  • ❌ Mistake: the loaf is dry by day two. ✅ Solution: don’t overbake. Pull it when the toothpick shows a few moist crumbs, then store it tightly wrapped.
  • ❌ Mistake: the middle sinks while cooling. ✅ Solution: the center was underbaked. Check the internal temperature around 205°F before pulling it out.
  • ❌ Mistake: the top cracks open. ✅ Solution: that crackly top is a good thing. It’s the badge of honor for a properly baked quick bread. Let it crack with pride.

The spice balance is worth talking about. This uses cinnamon, nutmeg, and cloves in proportions that let the pumpkin flavor lead. If your bread tastes more like spice cake than pumpkin, the spices are overpowering the puree. Stick with the measurements here and you’ll taste both.

One more thing: line the bottoms of your loaf pans with parchment paper and coat the pans with nonstick spray. Clean release, every time. That’s the move.

Variations and Substitutions

Once you’ve made this bakery style chocolate chip pumpkin bread, you’ll start seeing possibilities everywhere. The base recipe is fantastic, but it handles twists well. Here’s what I’d try:

  • Muffins: This batter makes about 24 muffins. Bake at 350°F for 28 to 38 minutes, and start checking early.
  • Mini loaves: Bake for 25 to 35 minutes in smaller pans. The toothpick test never lies.
  • Swap the chocolate: Semi-sweet chips are classic, but milk or dark chocolate work beautifully too.
  • Add nuts: Chopped pecans or walnuts folded in with the chips add nice texture. Purely optional.
  • Cream cheese glaze: Drizzle one over the cooled loaf for full bakery style vibes. Optional, but hard to resist.

No question, the recipe is excellent as written. But baking is personal. Make it yours.

Storage and Freezing Instructions

This bakery style chocolate chip pumpkin bread keeps remarkably well, which makes it dangerous to have around the house. Store cooled bread in an airtight container at room temperature for up to 5 days.

It also refrigerates for up to 10 days, though I think the texture is best at room temperature. For longer storage, wrap the loaves tightly and freeze pumpkin bread for up to 3 months.

chocolate chip pumpkin bread - final presentation

To thaw, leave the wrapped loaf on the counter overnight. Or slice it, toast it, and add a little butter. That’s my favorite way to eat leftover pumpkin bread, and it’s worth every minute of patience.

Whether you bake this for breakfast, dessert, or a fall gathering, it’s the loaf people ask about. The crackly top. The moist pumpkin bread crumb. The pockets of melted chocolate. This will be the best-smelling thing in your kitchen all week.

Frequently Asked Questions

When you slice into your bakery style chocolate chip pumpkin bread, that first warm piece with the chocolate pooling on the knife will be worth every minute. Tag me when you bake it, and tell me how many slices disappeared. You can also find me on Pinterest, where I pin all my favorite fall baking recipes. Fall might be 26 days away on the calendar, but in your kitchen, it starts today.

Source: Learn More About This Dish

Can I make this as muffins?

Yes. This batter makes about 24 muffins. Fill your muffin liners about three-quarters full and bake at 350°F for 28 to 38 minutes, checking early with a toothpick. They freeze beautifully, so you can stash a batch for busy mornings.

Can I use fresh pumpkin instead of canned pumpkin puree in this recipe?

Yes, if the puree is smooth and similar in texture to canned pumpkin. Roast, blend, and drain it well. If it’s watery, blot it with paper towels or the bread will turn gummy. Canned pumpkin is consistent and reliable, which is why I use it.

How do you make bakery style chocolate chip pumpkin bread extra moist?

Don’t overbake and don’t overmix. The pumpkin puree and butter handle the moisture, so your job is to not undo them. Pull the loaf when a toothpick comes out with a few moist crumbs, and store it tightly wrapped.

Can you freeze chocolate chip pumpkin bread for later?

Absolutely. Wrap cooled loaves tightly in plastic wrap and aluminum foil, then freeze for up to 3 months. Thaw overnight at room temperature. You can also freeze individual slices for grab-and-go snacks, which my wife swears by.

How do you keep chocolate chips from sinking to the bottom of pumpkin bread?

Toss them with a little flour before folding them into the batter. The coating helps the chips grip the batter, so they stay suspended while baking. Fold them in last with just a few strokes, and every slice gets chocolate.

What is the best way to measure flour for pumpkin chocolate chip bread?

Spoon the all-purpose flour into your measuring cup, then level it off with a flat edge. Scooping packs the flour and adds too much, which makes the bread dense and dry. A kitchen scale is even better, about 330 grams for this recipe.

Daniel Brooks
Daniel Brooks

Hi, I'm Daniel Brooks, and at Cakes Recipes I focus on perfecting cheesecakes and no-bake desserts. My goal is to help you achieve smooth tops and flawless texture without fuss. To get more tips and recipes, subscribe to our newsletter!

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